loading

Unique Arrangement, Altruism, Prohibition of Interest

Issue 866 » October 30, 2015 - Muharram 17, 1437

Living The Quran

Unique Arrangement
Al-Qiyamah (The Resurrection) - Chapter 75: Verses 17-19

"It is for Us to collect it [in your heart] so you may recite [and compile it]. But when We have recited it, follow its recital [as promulgated]: Nay more, it is for Us to explain it [through your tongue]."

It is commonly acknowledged that the arrangement of ayat (verses) and suras (chapters) in the Quran is unique. The layout does not follow the chronological order of revelation, nor does it follow subject matter. What secret lies behind this arrangement is best known to Allah, for it is His Book. Now if I play the unscrupulous editor and re-arrange the words of someone else's book, changing the sequence of the sentences etc., then altering the entire meaning of the work becomes tremendously easy. This end product can no longer be attributed to the original author, since only the author himself is entitled to change the wording and the material if the rightful claim of authorship is to be preserved.

So it is with the Book of Allah, for He is the sole Author and He alone has the right to arrange the material within His Book. The Quran is very clear about this.

In lieu of descending to earth to explain His verses, Allah entrusted the Prophet (peace be upon him) as His viceroy. In granting him this privilege, Allah was sanctioning the Prophet's explanations as authoritative. Only the Prophet, through divine privilege and revelation, was qualified to arrange verses into the unique fashion of the Quran, being the only privy to the Will of Allah. Neither the Muslim community at large nor anyone else had any legitimate say in organising the Book of Allah.

Compiled From:
"The History of the Quranic Text" - Muhammad Mustafa Al-Azami, p. 70

Understanding The Prophet's Life

Altruism

The Islamic term for altruism “ithar” means preferring others over oneself; it is one of the most important values we have lost. What lies under today’s interpersonal and inter-societal tumults, disagreements, and disunities, as well as people’s inability to accept and tolerate others, is the death of the spirit of altruism. And the reason for the death of this spirit is the deterioration of the values of the heart. When the heart degenerates, all of our human values, along with the codes and stamps that endow humans with the best pattern of creation, are obliterated, and Satan will play his game upon the person’s world of thought.

In this respect, at the end of his saying that begins, “The lawful are clear, and so are the forbidden...” the Messenger of God, peace and blessings be upon him, stated, “Beware! In the body there is a piece of flesh that, if it is sound, the whole body will be sound, and if it is corrupt, the whole body will be corrupt. Take care! It is the heart.” [Bukhari]

Thus, a person keeping his heart clean from every kind of contamination and dirt, and checking it out at least a few times a day, is a very important factor in terms of preserving one’s spiritual life. A person must be very careful and pray deeply in this respect. A person must even keep away from negative imaginations and thoughts, both of which might leave some ugly traces in the heart. As it is also stated in a hadith, God looks at a person’s heart and evaluates that person accordingly. [Muslim] God Almighty does not treat a person according to his weight, color, height, or the cultural environment he was raised in, but by the purity of his heart. And at the weighing of deeds in the Hereafter, the weight of the heart is considered; and however much the heart turned to God and beat for Him, is how much worth the person will be given.

People with pure hearts will at the same time be full of feelings of beneficence and compassion toward humanity. Instead of living for themselves, they will try to make others live in the true sense by awakening their hearts to God. Essentially, the spirit of altruism depends on this.

This spirit and thought was very developed in the Era of Happiness. For example, the Messenger of God, peace and blessings be upon him, wished to feed a hungry guest in his blessed home. However, on learning that they had nothing but water to offer the guest, he sent the man to another Companion’s home. As they only had food to suffice for one person, the couple put their children to sleep, turned off the light, and pretended to be eating from their empty dishes together with the guest so that he did not refuse to eat. Thus, they remained hungry while the guest was able to satisfy his hunger. [Bukhari]

Today, we desperately need the spirit of altruism, which is very closely related to faith, the religious life of the heart, being close to God, compassion, and helping others live in the true sense. What we need today are chivalrous souls who will push aside the world and its contents which appeal to fancies and desires; souls who will solely live for the sake of making others live.

Compiled From:
"Spirit of Altruism" - Fethullah Gulen

Blindspot!

Prohibition of Interest

Those who are against the prohibition of interest assume that interest was prohibited mainly because of the injustice it inflicted on the poor, who were charged an exorbitant rate of interest for loans borrowed by them to satisfy some urgent need. This, they argue, led to exploitation and further impoverishment of the poor. They, therefore, conclude that the prohibition of interest is no longer valid because banks in modern times do not resort to such exploitation.

The assumption on which this conclusion is based does not, however, reflect the historical realities. During the Prophet's days, peace and blessings of God be on him, borrowing was not undertaken by the poor. This is because by the end of the Prophet's life, when the prohibition of interest became strictly enforced, the needs of the poor were taken care of either by the rich or the bayt al-mal (the Public Treasury). Therefore, the poor did not have to borrow to fulfil their needs. This leads to the question of who borrowed and why?

Borrowing was resorted to primarily by tribes and rich traders who operated as large informal partnership companies to conduct large-scale trade. This was necessitated by the prevailing circumstances. The difficult terrain, the harsh climate, and the slow means of communication made the task of trade caravans difficult and time-consuming. It was not possible for them to undertake several business trips to the East and the West during a given year. Only a few trips could be undertaken. Hence, it was necessary for the caravans to muster a large volume of financial resources to purchase all the exportable products of their society, sell them abroad, and use the proceeds to bring back the entire import needs of their society.

Before Islam such resources were mobilized on the basis of interest. This was not acceptable to Islam because it led to injustice. If there was a loss, it was the entrepreneur or the trader who had to bear the entire loss in spite of all the trouble he took. The financier, who did nothing more than providing finance, got a predetermined positive rate of return. Islam, therefore, tried to remove the injustice resulting from this. It abolished the interest-based nature of the financier-entrepreneur relationship and reorganized it on the basis of profit-and-loss-sharing. This enabled the financier to have a just share and the entrepreneur did not get crushed under adverse conditions, one of which could be the caravan being waylaid on the way.

This shows that, although the extension of meaningful help to the poor carries a high priority in the Islamic value system, it was not the primary reason for the prohibition of interest. The primary reason was the realization of overall socio-economic justice, which is declared by the Quran to be the main mission of all God’s messengers (57:25).

Justice, however, needs to be understood in a much wider context. Confining it merely to trade may not be able to take us far enough. Justice demands that the resources provided by God to mankind as a trust must be utilized in such a manner that the universally-cherished humanitarian goals of general need fulfillment, full employment, equitable distribution of income and wealth, and economic stability are optimally realized.

Compiled From:
"Prohibition of Interest: Does it Make Sense?" - M. Umer Chapra